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Complete Mortgage Services Made Simple

From purchasing a new home to refinancing, renewing, transferring, or considering an inversed mortgage, we offer personalized solutions to simplify the process. With expert guidance and competitive terms, we ensure each step aligns with your financial goals, making your mortgage journey smooth and stress-free.

Purchase

Looking to buy a home in Quebec? Whether you're a first-time buyer, an experienced homeowner, or a new immigrant settling into Canada, I’m here to guide you through every step of the mortgage process. From getting pre-approved to signing the final documents, I offer personalized support to help you secure a mortgage that fits your financial goals.

I work with a wide range of lenders to find competitive rates and flexible terms, whether you're buying a condo in downtown Montreal, a family home in Laval, or a cottage in the Laurentians. My services extend across the Greater Montreal Area, North Shore, South Shore, and the rest of Quebec.

 

I also specialize in helping newcomers to Canada navigate the mortgage system, making sure you have the right guidance and access to programs designed for new immigrants.

2

Refinance

If you're looking to lower your monthly payments, consolidate debt, or access the equity in your home, refinancing could be the right move. I work with homeowners across Quebec to explore refinancing solutions that align with your current financial goals.

Refinancing your mortgage can help you:

  • Reduce your interest rate

  • Combine high-interest debts into one manageable payment

  • Free up funds for renovations, investments, or personal needs

Whether you’re in Laval, the South Shore, or anywhere else in Quebec, I make the refinancing process simple and transparent. I handle the paperwork, negotiate with lenders, and ensure you understand your options every step of the way.

3

Renewal

Is your mortgage coming up for renewal? Instead of automatically accepting your lender’s offer, take the opportunity to explore better rates and terms. I help clients across Quebec review their mortgage options before the renewal date to ensure they’re getting the best possible deal.

Even if your renewal is several months away, we can start preparing early. I’ll compare offers from different lenders and help you make a confident, informed decision — whether your financial situation has changed or you simply want better conditions.

 

My goal is to make renewals stress-free while potentially saving you thousands over the term of your next mortgage.

4

Transfer

Looking to review your mortgage? A mortgage transfer could be the ideal solution. I help homeowners switch lenders easily, often securing better rates, terms, or benefits — sometimes with little or no fees.

Whether you want to lower your payments, enjoy better service, or take advantage of new options like prepayment privileges, I assess your current mortgage and negotiate with other lenders on your behalf.

I handle the paperwork and coordinate the transition so you can transfer your mortgage hassle-free. This service is available throughout Quebec, including Laval, the Greater Montreal Area, and beyond.

5

Reversed Mortgage

If you’re 55 or older and own your home, an inversed mortgage (also known as a reverse mortgage) can help you access the equity in your property — without selling or making monthly payments.

This solution is ideal for:

  • Supplementing retirement income

  • Covering unexpected expenses or healthcare costs

  • Helping family members financially

You remain the owner of your home and can continue living in it while converting a portion of its value into tax-free cash. I offer clear guidance and help you assess whether this is the right fit for your lifestyle and financial needs. Available to homeowners across Quebec, including seniors in Laval, Montreal, and surrounding regions.

6

Buyout of Shares

During a separation or divorce, one partner may want to buy out the other’s share of the property. I help clients navigate this sensitive process by securing financing and coordinating with the necessary professionals to complete the transaction.

My role includes:

  • Determining how much you can borrow

  • Assisting with appraisals and paperwork

  • Collaborating with lawyers and notaries to finalize the agreement

This service is available across Quebec and tailored to your specific needs. Whether you’re going through a separation in Laval, Montreal, or elsewhere, I offer respectful, professional guidance to help you move forward with clarity and confidence.

Get in Touch

Taline Ohannessian Mortgage broker

 

438-500-5233

talineo@planipret.com

© 2025 by Taline Ohannessian. Powered and secured by Wix

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